Independent Insurance · Coeur d'Alene, Idaho · Est. 1968
Second-generation independent agency for North Idaho life — waterfront homes, boats & docks, autos, and the businesses on Sherman Avenue. Twenty-five carriers. One call.
Wes Calloway wrote his first policy in 1968 from a desk above a bait shop on Lakeside Avenue. His daughter Anne runs the agency today — same lake, same promise: we work for you, not a carrier. When the hail comes through Hayden or a pipe bursts in February, you call a person whose kids go to school with yours.
Four lines of coverage, written for how people actually live here.
From Fort Grounds craftsmans to Kidd Island waterfront, we write replacement-cost policies that understand dock frontage, wildfire defensible space, and what cedar actually costs to rebuild.
Wake boats, pontoons, the old wooden Chris-Craft, and the dock they tie to. Agreed-value hulls, on-water towing, and winter layup discounts because it lives under shrink-wrap five months a year.
Highway 95 in a whiteout is its own risk class. We quote your autos across twenty-five carriers, then put an umbrella over all of it — usually for less than you're paying one captive agent today.
Outfitters, restaurants, builders, and the shops that make Midtown worth walking. General liability, commercial property, work comp, and liquor liability from an agency that knows your landlord.
Twice a year — before the docks go in and before the first snow load — we re-read your policies against the life you're actually living. It's free, it takes twenty minutes, and it's why our claims go smoothly.
May — September
November — March
A tree took our roof in the January storm. Anne had a check moving before the tarp was on.
Anne Calloway took over from her father in 2011. The agency is eight people, one office, and no phone tree — licensed in Idaho, Washington, and Montana, with carriers chosen for how they pay claims, not how they pay us.
Tell us what you need covered. A licensed agent — not a call center — replies the same business day with real quotes side by side.